Ann Miller, 78, starts her day around 6 a.m. with an early walk. Living alone with her French Briard rescue dog, Lizzy Rocket, in a lofted apartment over a hay barn, Miller’s modest routine includes scanning the local newspaper for grocery coupons and managing her limited budget. Miller survives on a monthly Social Security income of $1,800.
With no savings or familial support, she faces significant challenges paying rent and affording food. This financial struggle is a common issue among older adults who lack sufficient retirement savings. Miller’s small loft, located in Ellensburg, Washington, costs her a little over $1,000 a month.
Given the high rent in the area, finding alternative affordable housing is daunting. Her fixed budget leaves her about $75 for groceries on a good month.
Senior’s budget struggles on Social Security
Her typical grocery haul includes canned tomatoes, frozen vegetables, and fish, which she attempts to stretch over 30 days. Despite these hardships, Miller prioritizes Lizzy Rocket’s needs, ensuring her dog’s well-being. Over the years, she has distanced herself from friends and social activities due to her financial constraints.
Living in relative isolation, she has not disclosed her financial struggles to many people. Miller chose not to apply for government assistance, citing stigma and her ability to afford most of her healthcare through her federal health insurance, which is typically attached to Social Security. While uncertain about her future, Miller finds solace in her daily routine and companionship with Lizzy Rocket.
“I’ve tried not to go backward,” she said. “I just figure this is a new adventure.”
